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I need cash, I need cash fast? How many times have you thought these words? How many times have you said these words allowed. Well, there are millions of people who have thought it, said it and done something about it. The real question is how well did they do it?

When it comes to getting a hold of cash fast, there is a right way to do it and an expensive way to do it.

Payday loans -- Credit card cash advance -- Overdraft Protection on checking account

Payday loans -- The typical payday loan is a loan that is secured by a personal check. The borrower is charged a flat fee for the loan (rather than accruing interest) and that is a percentage of the amount borrowed. These loans are rendered at a very high percentage rate. And if one is not careful, they can find themselves owing more than they originally borrowed in a very short time. So, how does this work?